myCOI vs COI Tracker · verified 30 July 2026
If you went looking for myCOI and found a different name, you’re not lost. Below: what actually changed, why there’s no public price, and an honest read on when a small team should pick COI Tracker instead — and when it definitely shouldn’t.
10 vendors free · No credit card · Plans from $29/mo
Disclosure:this page is written by COI Tracker, a competitor. We’re going to tell you when illumend is the right pick anyway — because losing one bad-fit customer is cheaper than churning them at month two. Every claim about them below is sourced and dated at the bottom of the page.
None of that is a criticism — a rebrand around a genuinely different product is a reasonable thing to do. It is just information that was hard to find if you were mid-comparison, which is why it leads this page.
If you check more boxes on the left, this isn’t your tool — go and talk to them. A $29/month product run by one person is not what you need, and pretending otherwise would waste your time and ours.
| Dimension | illumend (myCOI) | COI Tracker |
|---|---|---|
| Current brand and domain | illumend, from myCOI. mycoitracking.com now redirects to illumend.ai.How we checked: Followed the redirect and read their homepage, 30 July 2026 | COI Tracker, coitracker.co |
| Published price | None. No pricing page on their site (illumend.ai/pricing returns 404).How we checked: Requested their pricing URL directly, 30 July 2026 | Public: free / $29 / $59 / $129 per month |
| Free plan | None published.How we checked: Read their site; ours is on /pricing, 30 July 2026 | Free up to 10 vendors, no card |
| How you start | Contact and demo request.How we checked: Their site’s own calls to action; ours you can try right now | Self-serve — email link, no sales call |
| How they position it | An AI-native insurance compliance platform for enterprises, with an assistant (“Lumie”) that reads insurance documents and flags issues.How we checked: Their own homepage wording, paraphrased | Expiry tracking and reminders for a small vendor list |
| Enterprise items (SSO, SOC 2, API, native integrations) | Not verified here — ask them directly.How we checked: Ours from our own code; theirs deliberately left unasserted | None of these. One login per account, CSV export, no public API. |
| Automated expiry reminders | Renewal tracking is described on their site; specifics not verified here.How we checked: Ours is what the cron actually sends | 30 / 14 / 7 days before expiry |
| Certificate storage | Not verified here.How we checked: Ours from our own implementation | Private storage, access via signed URLs |
| Reading a certificate before you commit | Not verified here.How we checked: Ours — you can run it without signing up | Free public checker, no account — /check-certificate-of-insurance |
Rows say “not verified here” where we did not check. We don’t represent or audit illumend, we have not used their platform, and a competitor’s summary of your requirements is no substitute for asking them. Confirm anything that matters before you sign a contract.
illumend publishes no price. There is no pricing page on illumend.ai — the URL returns a 404 — and no dollar figure on the homepage. Pricing is quote-based, through a demo request. Checked 30 July 2026.
Several third-party software directories do list dollar figures for myCOI. We’re deliberately not repeating them. They aren’t the company’s own material, we can’t confirm how current or how representative they are, and quoting a competitor’s price we cannot source is how comparison pages end up misleading people. If a number matters to your decision, ask them for one.
COI Tracker’s pricing is public because it can be: free for 10 vendors, $29/mo for 25, $59/mo for 100, $129/mo for unlimited, with roughly 17% off on yearly billing. No setup fee, no per-seat fee, no annual commitment. That is a product decision, not a virtue — a self-serve tool at this size can publish a price, and an enterprise platform with scoped implementations usually can’t.
The useful comparison isn’t the number anyway. It’s whether you need a platform with an implementation behind it, or a tool that emails you before a date. Those are different purchases.
myCOI is an insurance-compliance company founded in 2009 and based in Indianapolis. Its certificate-of-insurance tracking product was sold under the myCOI name for years, and in May 2025 the company launched a new AI-based platform called illumend. As of 30 July 2026, mycoitracking.com redirects to illumend.ai, and their homepage tells former myCOI visitors they are “in the right place”.
The company is still myCOI; the product you would buy today is illumend. Their site presents it as “illumend, from myCOI”, and their footer carries both names. If you were searching for myCOI and landed on something called illumend, nothing has gone wrong — that is the same company. Verified 30 July 2026.
They do not publish a price. There is no pricing page on illumend.ai — the URL returns a 404 — and no dollar figure appears on their homepage, so pricing is quote-based via a demo request. Checked 30 July 2026. Third-party software directories do publish figures for myCOI, but those are not the company's own material and we are not going to repeat them here as if they were. If you need a number, ask them; it is the only way to get an accurate one.
For a small property-management firm, a GC with a few dozen subcontractors, or a facility team that wants expiry tracking without a procurement cycle — yes, for that job: a vendor list, expiration dates, automated reminders, certificate storage, and a renewal request you send yourself. It is not a like-for-like replacement for an enterprise compliance platform, and it is not trying to be. If you are evaluating illumend because you need AI document review across thousands of third parties, COI Tracker is the wrong tool and you should talk to them.
When the scale or the requirements justify a platform. If you have hundreds or thousands of third parties, need someone else to own the chase, need enterprise security paperwork or integrations with systems you already run, or your organisation buys software through procurement and expects a contract and an implementation — that is what an enterprise vendor is for, and a $29/month tool run by one person is not a substitute. We would rather say so here than churn you in month two.
If you can export your vendor list and expiry dates as CSV, the Growth tier imports it. Certificate PDFs are uploaded per vendor. What we cannot tell you is exactly what export options their platform gives you — that depends on your agreement with them, so ask before you plan a migration around it.
Your data exports as CSV on any plan, including Free, and the PDFs are yours to download. Past 100 vendors, Pro removes the limit. If you eventually need what an enterprise platform does, you will not have to fight us to leave with your data.
A solo founder based in Surrey, British Columbia. That is a genuine trade-off, stated plainly: overhead is low, changes ship fast, and support replies come from the person who wrote the code — but there is no account team, no 24/7 rota, and no SOC 2 report. For some buyers that is disqualifying, and it is better you know now than after a purchase order.
Every statement about illumend or myCOI on this page came from one of these, checked on 30 July 2026:
Competitor information changes, and this page will go stale — a rebrand happened between versions of it. If you find something here that no longer matches their site, it is out of date rather than intentional, and their own material is authoritative over ours. myCOI and illumend are trademarks of their respective owner; they are used here only to identify the product being compared.
Free up to 10 vendors. No credit card. Live in 5 minutes.