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COI tracking · HOAs

COI tracking for homeowners associations

Your board is volunteer-run, but the association still owns the liability for every contractor on the property. When a landscaper or pool vendor’s policy lapses, that exposure lands on the members. COI Tracker makes the renewal impossible to miss.

3 vendors free · Plans from $29/mo · Setup in 2 minutes · No credit card

The job

Where this gets hard

Volunteer boards turn over — and the COI file vanishes with them

The treasurer who kept every landscaper and pool vendor’s certificate rotates off, and their replacement starts from a blank page. COI Tracker keeps the records in the account so nothing walks out the door.

One lapsed vendor policy exposes every homeowner

If the snow-removal contractor’s liability policy lapsed and someone slips in the lot, the claim can fall back on the association — and its members. Automated reminders close that gap.

Insurance renewals demand proof every vendor is covered

When the association’s broker asks for current COIs at renewal, "I’ll dig through emails" doesn’t cut it. Filter the dashboard by status and export the list in one click.

Typical vendors hoas track

Examples we see in this dashboard

  • Landscaping & lawn crews
  • Pool maintenance companies
  • Snow removal contractors

How COI Tracker handles it

  1. 1Add each vendor with name, email, certificate type, and expiry date — or bulk-import a spreadsheet on Growth+.
  2. 2Upload the certificate PDF on each row. Files are stored privately and surfaced through short-lived signed URLs.
  3. 3Get reminders 30, 14, and 7 days before each expiry. Click “Request Update” to ping the vendor for the new cert.
Try it with your first 3 vendors free

FAQ — HOAs

What insurance do HOA vendors usually need to show?

Most associations require General Liability (a $1M/$2M limit is common) and Workers Compensation, plus Auto Liability for vendors who drive on-site. COI Tracker stores the certificate type and limits you record per vendor.

Our board changes every year — will the records survive turnover?

Yes. Every vendor and certificate lives in the account, not one volunteer’s inbox, so the incoming treasurer inherits a full, current list instead of a shoebox of PDFs.

Can the board pull up proof of coverage for an insurance renewal?

Filter the dashboard by status and export the CSV for a clean proof-of-coverage list to hand your broker. CSV export is on every plan, including Free.

How will I know before a vendor’s policy expires?

COI Tracker emails you automatically 30, 14, and 7 days before each expiry date, so a lapse never sneaks past the board.

Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.

Ready to take vendor compliance off your plate?

3 vendors free, no credit card required. Upgrade only when you outgrow it.