A condominium shares walls, roofs, and elevators — and an uninsured contractor’s accident on any of them can be pushed onto the association’s master policy. COI Tracker keeps every vendor’s certificate current so the claim stays on the vendor.
3 vendors free · Plans from $29/mo · Setup in 2 minutes · No credit card
The job
Elevator, roof, and common-area work touches everyone’s home. An uninsured vendor’s accident there can be pushed onto the association’s master policy instead of the vendor’s own coverage.
Nobody actually owns the COI list, so certificates quietly expire. One dashboard makes the current status obvious to whoever looks — no more finger-pointing after a lapse.
Brokers increasingly ask condo associations to prove their vendors are covered. Export a status-filtered CSV and hand it over without a scramble.
Typical vendors condo associations track
Because an uninsured contractor’s accident in a shared hallway or on the roof can be pushed onto the association’s master policy. Tracking every vendor’s certificate keeps that claim on the vendor, where it belongs.
General Liability and Workers Compensation are the common baseline, with Auto Liability for drivers and Umbrella often required for elevator or roofing work. You record the type per vendor.
Click Request Update and COI Tracker emails the vendor in your name asking for a fresh certificate — no digging up their broker’s address.
You upload the PDF or photo and it’s stored privately behind a signed link, so proof of coverage for any vendor is one click away.
Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.
Go deeper
Checklist
12 items every auditor checks — what to fix before yours does.
Diagnostic
Four breaking points that tell you it’s time to switch.
Free download
14 fields, status formulas, conditional formatting. Email-gated.
Same product, different industries.
3 vendors free, no credit card required. Upgrade only when you outgrow it.