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COI tracking for
Owners hold you responsible for every contractor that touches the building.
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Your prime contract makes you responsible for every sub on site.
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GCs and property managers won’t let you on site without a current Certificate of Insurance.
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Cleaners, HVAC techs, security, pest control, vending — every recurring service vendor needs an active COI on file.
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Franchisors and corporate insurance teams audit your vendor coverage on a schedule.
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Bond requirements, prime-contract clauses, and your own GL carrier all demand current COIs from every sub.
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Your standard lease requires every tenant — and every contractor a tenant brings on site — to maintain active COIs naming you as Additional Insured.
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The single most expensive insurance failure is the one you didn’t see coming.
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Your contracts require it.
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The reminder is the product.
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