Insurance certificate tracking · UK

Public liability insurance certificate tracker for the UK

Stop chasing subcontractors for their public liability certificate by email. Track every certificate’s expiry in one dashboard and get reminded automatically — so a lapsed policy never reaches your site.

3 vendors free · Plans from £29/mo · Billed in USD · No card needed

The job

Where this gets hard

A lapsed PL certificate lands on you, not the subbie

If a subcontractor’s public liability policy has lapsed and an incident happens on your site, the exposure flows up the chain to the principal contractor. Automated expiry reminders close that gap before work ever starts.

CHAS or SafeContractor proves them once — not every renewal

SSIP accreditation is an annual desktop check, not live expiry tracking. Between renewals you’re back to a spreadsheet and a calendar reminder you’ll forget. COI Tracker watches every certificate date for you.

Every new subcontractor multiplies the inbox

Twenty subbies on annual renewals is dozens of certificates to chase a year, each on its own date. We batch all of it into one view with reminders that fire well before each one expires.

Typical vendors uk public liability track

Examples we see in this dashboard

  • Subcontractors & trades
  • Electricians & Gas Safe engineers
  • Scaffolders & plant hire

How COI Tracker handles it

  1. 1Add each vendor with name, email, certificate type, and expiry date — or bulk-import a spreadsheet on Growth+.
  2. 2Upload the certificate PDF on each row. Files are stored privately and surfaced through short-lived signed URLs.
  3. 3Get reminders 30, 14, and 7 days before each expiry. Click “Request Update” to ping the vendor for the new cert.
Try it with your first 3 vendors free

FAQ — UK public liability

What is the best way to track contractor public liability certificates in the UK?

Record each subcontractor’s public liability certificate and its expiry date in one dashboard, then let automatic reminders fire 30, 14, and 7 days before it lapses. COI Tracker does this without a spreadsheet — it organises and reminds, it does not verify cover, so always confirm the policy with the broker.

Is COI Tracker a replacement for CHAS or SafeContractor?

No — CHAS and SafeContractor are SSIP accreditation schemes that assess a contractor roughly once a year. COI Tracker is the lightweight tool that tracks each certificate’s expiry date between those checks, so you’re never relying on an out-of-date accreditation. Many UK firms run both alongside each other.

What insurance do UK subcontractors usually need to show?

Public liability (commonly £1m–£10m depending on the client and contract), employers’ liability (legally required at £5m minimum for anyone with employees), and often professional indemnity or contractors’ all-risks depending on the trade. COI Tracker stores the type, limit, and expiry per subcontractor.

Can I prove compliance to a client or principal contractor?

Yes — filter the dashboard by status and export a one-page proof-of-cover report showing every subcontractor’s current certificate and expiry date. Pro adds a formatted PDF for client and auditor packs. This is record-keeping support, not insurance verification.

Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.

Ready to take vendor compliance off your plate?

3 vendors free, no credit card required. Upgrade only when you outgrow it.