Stop chasing subcontractors for their public liability certificate by email. Track every certificate’s expiry in one dashboard and get reminded automatically — so you’re warned before a policy lapses, while there’s still time to ask for the renewal.
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The job
If a subcontractor’s public liability policy has lapsed and an incident happens on your site, the exposure can flow up the chain to the principal contractor. Automated expiry reminders warn you ahead of each date, so you can follow up before work begins.
SSIP accreditation is an annual desktop check, not live expiry tracking. Between renewals you’re back to a spreadsheet and a calendar reminder you’ll forget. COI Tracker watches every certificate date for you.
Twenty subbies on annual renewals is dozens of certificates to chase a year, each on its own date. We batch all of it into one view with reminders that fire well before each one expires.
Typical vendors uk public liability track
Record each subcontractor’s public liability certificate and its expiry date in one dashboard, then let automatic reminders fire 30, 14, and 7 days before it lapses. COI Tracker does this without a spreadsheet — it organises and reminds, it does not verify cover, so always confirm the policy with the broker.
No — CHAS and SafeContractor are SSIP accreditation schemes that assess a contractor roughly once a year. COI Tracker is the lightweight tool that tracks each certificate’s expiry date between those checks, so you’re never relying on an out-of-date accreditation. Many UK firms run both alongside each other.
Public liability (commonly £1m–£10m depending on the client and contract), employers’ liability (legally required at £5m minimum for anyone with employees), and often professional indemnity or contractors’ all-risks depending on the trade. COI Tracker stores the policy type, insurer and expiry per subcontractor, with the certificate PDF one click away for checking limits.
Yes — filter the dashboard by status and export a CSV showing every subcontractor’s current certificate and expiry date. This is record-keeping support, not insurance verification.
Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.
Go deeper
Checklist
12 items every auditor checks — what to fix before yours does.
Diagnostic
Four breaking points that tell you it’s time to switch.
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14 fields, status formulas, conditional formatting. Email-gated.
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