UK law requires most employers to hold employers’ liability insurance of at least £5m and keep the certificate available. Track every contractor’s EL certificate and its expiry in one place — and get reminded before it lapses.
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The job
The Employers’ Liability (Compulsory Insurance) Act 1969 requires most UK employers to hold valid EL cover. Letting a contractor’s certificate quietly expire is a compliance risk you don’t need — reminders make sure it never slips.
If a contractor brings their own employees on site, you want their in-date EL certificate on file, not last year’s. COI Tracker keeps each one a click away with its renewal date tracked automatically.
A renewal date in a spreadsheet is only as good as the person who remembers to check it. We send the reminder for you — weeks before, then again as the date approaches — so nothing depends on memory.
Typical vendors uk employers’ liability track
Yes. Under the Employers’ Liability (Compulsory Insurance) Act 1969 most UK employers must hold at least £5m of employers’ liability cover and keep the certificate accessible. COI Tracker helps you keep every contractor’s EL certificate and expiry date on file — it does not provide the insurance or verify coverage.
Employers have long been advised to retain EL certificates for many years, because claims can surface long after the work was done. COI Tracker stores each certificate so you keep a dated record — confirm your own retention policy with your broker or solicitor.
Yes — record both certificate types against each contractor with separate expiry dates, and reminders fire independently before each one lapses. You can store professional indemnity and contractors’ all-risks on the same row too.
No. COI Tracker organises certificates and reminds you about their expiry dates — it does not verify coverage, assess adequacy, or provide insurance or legal advice. Always confirm cover directly with the insurer or broker.
Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.
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