Active job sites run on subcontractors, and your lender and GC won’t let work start without proof they’re insured. COI Tracker stores every certificate and reminds you before a sub’s policy lapses mid-build.
3 vendors free · Plans from $29/mo · Setup in 2 minutes · No credit card
The job
Draw schedules and site access can hinge on proof every sub is insured. Store each certificate and export the list before missing paperwork holds up the job.
Excavation or electrical work with an expired policy is exactly when a claim is most costly. Automated 30/14/7-day reminders catch the lapse before the sub is back on site.
Three active developments, each with its own roster of subs, is a spreadsheet that rots fast. Tag vendors by project and filter the dashboard by site.
Typical vendors real estate developers track
Store each sub’s certificate as an uploaded PDF or photo behind a private signed link, filter by status, and export a CSV list for the lender or GC in seconds.
General Liability, Workers Compensation, and often higher Umbrella limits for excavation, structural, or electrical work. You record the type and limits per sub.
Automatic reminders fire 30, 14, and 7 days before expiry, and Request Update emails the sub for a fresh certificate before the lapse stalls the job.
Yes — put the project name in each vendor row and filter the dashboard by site or status whenever the GC asks.
Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.
Go deeper
Checklist
12 items every auditor checks — what to fix before yours does.
Diagnostic
Four breaking points that tell you it’s time to switch.
Free download
14 fields, status formulas, conditional formatting. Email-gated.
Same product, different industries.
3 vendors free, no credit card required. Upgrade only when you outgrow it.