Insurance certificate tracking · Singapore

Subcontractor insurance tracking for Singapore main contractors

A project with twenty subcontractors means dozens of insurance certificates on different renewal dates. Track them all in one dashboard and get reminded before any policy lapses — so no one works on your site without current cover.

3 vendors free · Plans from S$39/mo · Billed in USD · No card needed

The job

Where this gets hard

BCA registration depends on current cover

Contractors registering with BCA — and the main contractors managing them — need current public liability and WICA certificates on file. A lapsed certificate mid-project is both a compliance gap and a contractual one. Tracked expiry dates keep it from happening.

Pre-start checks go stale on long projects

You collected every certificate at the start — then the project ran a year and several expired. A one-off check at mobilisation doesn’t cover the whole job. Continuous expiry tracking does.

Chasing renewals by email burns hours

Manually emailing subcontractors for updated certificates is admin nobody has time for. COI Tracker sends the reminder and a one-click request, so the chase runs itself.

Typical vendors sg main contractors track

Examples we see in this dashboard

  • M&E & structural subcontractors
  • Renovation & fit-out trades
  • Cleaning, hoisting & plant suppliers

How COI Tracker handles it

  1. 1Add each vendor with name, email, certificate type, and expiry date — or bulk-import a spreadsheet on Growth+.
  2. 2Upload the certificate PDF on each row. Files are stored privately and surfaced through short-lived signed URLs.
  3. 3Get reminders 30, 14, and 7 days before each expiry. Click “Request Update” to ping the vendor for the new cert.
Try it with your first 3 vendors free

FAQ — SG main contractors

How do Singapore main contractors track subcontractor insurance?

The reliable way is one dashboard with every subcontractor’s public liability and WICA certificates, each tagged with its expiry date and automatic reminders before it lapses. COI Tracker replaces the project spreadsheet — it tracks and reminds, it does not verify cover, so confirm policies with the insurer or broker.

What certificates should I collect from subcontractors in Singapore?

Typically a public liability certificate, and a WICA (work injury compensation) certificate where the subcontractor employs manual workers or staff earning up to S$2,600 a month. For BCA-registered work, both are usually required. COI Tracker stores the type, limit and expiry per subcontractor.

Can I manage subcontractors across several projects at once?

Yes — add the project or site to each subcontractor’s name and filter the dashboard by status. Growth adds CSV import to bulk-load an existing register, and Pro adds team members so each project team can maintain its own subcontractors.

What happens if a subcontractor’s certificate lapses mid-project?

If a policy lapses while they’re still on site, any incident in that window can leave the exposure with you. COI Tracker flags the certificate as expiring before the date arrives and prompts you to request the renewal, so the gap is caught early rather than after the fact.

Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.

Ready to take vendor compliance off your plate?

3 vendors free, no credit card required. Upgrade only when you outgrow it.