Work injury compensation and public liability cover expire on their own dates — and a lapsed certificate can stall a project or breach a contract. Track every certificate in one dashboard and get reminded automatically before it expires.
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Under the Work Injury Compensation Act, employers must hold work injury compensation insurance for all manual workers and for non-manual staff earning up to S$2,600 a month. The policy is issued by a MOM-designated insurer and renews annually — letting the certificate lapse is a compliance gap. Reminders make sure it never slips.
To register with BCA and to win most contracts, a contractor needs current public liability and WICA certificates of insurance. Each renews on its own date. Tracking both across a list of contractors in a spreadsheet is exactly where one gets missed.
Singapore certificates aren’t the US ACORD form — every insurer issues its own. COI Tracker stores whatever PDF the insurer sends on each row, with the expiry date tracked, so the document and the deadline are always one click away.
Typical vendors sg wica & insurance certs track
Yes. The Work Injury Compensation Act requires employers to maintain work injury compensation insurance for all employees doing manual work (any salary) and non-manual employees earning up to S$2,600 a month. Since 2021 the policy must come from a MOM-designated insurer, so there is a real certificate of insurance — issued by a private insurer — that expires and must be renewed. COI Tracker tracks that expiry; it does not provide the cover or verify it.
WICA (work injury compensation) covers your employees for work-related injury and is a legal requirement for the workers covered by the Act. Public liability covers injury or damage to third parties and is usually required by contract, by clients, and for BCA contractor registration. They’re separate policies with separate certificates and separate expiry dates — COI Tracker tracks each one.
Yes. COI Tracker stores the actual PDF your insurer issues — whatever the format — against each contractor or worker, with the certificate type and expiry date. There’s no ACORD-only parsing; if it’s a PDF certificate of insurance, you can track it.
No. COI Tracker organises certificates of insurance and reminds you about their expiry dates — it does not verify coverage, assess adequacy, or provide insurance or legal advice. Always confirm cover directly with the insurer or broker.
Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.
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