Insurance certificate tracking · Australia

Certificate of Currency tracker for Australian businesses

Stop chasing contractors for their Certificate of Currency by email. Track every CoC’s expiry in one dashboard and get reminded automatically — so a lapsed policy never slips through before a job starts.

3 vendors free · Plans from A$45/mo · Billed in USD · No card needed

The job

Where this gets hard

A lapsed Certificate of Currency lands back on you

If a contractor’s public liability or workers comp Certificate of Currency has lapsed and something happens on site, your WHS duty of care and the exposure don’t disappear. Automated expiry reminders close that gap before work begins.

Every CoC expires on its own date

Public liability, workers compensation, professional indemnity — each Certificate of Currency renews separately, often annually, on a different date. Tracking them across a contractor list in a spreadsheet is where things get missed.

Workers comp is state-based and easy to lose track of

WorkSafe Victoria, SIRA NSW, WorkCover QLD — workers comp currency is issued per state and renews on its own cycle. COI Tracker stores each certificate with its expiry so nothing falls between the cracks.

Typical vendors au certificate of currency track

Examples we see in this dashboard

  • Cleaners & landscapers
  • Electricians & plumbers
  • Maintenance & trade contractors

How COI Tracker handles it

  1. 1Add each vendor with name, email, certificate type, and expiry date — or bulk-import a spreadsheet on Growth+.
  2. 2Upload the certificate PDF on each row. Files are stored privately and surfaced through short-lived signed URLs.
  3. 3Get reminders 30, 14, and 7 days before each expiry. Click “Request Update” to ping the vendor for the new cert.
Try it with your first 3 vendors free

FAQ — AU certificate of currency

How do Australian businesses track public liability and Certificates of Currency?

The reliable way is one dashboard holding every contractor’s Certificate of Currency — public liability and workers comp — each tagged with its expiry date and automatic reminders before it lapses. COI Tracker does this instead of a spreadsheet; it organises and reminds, it does not verify cover, so confirm policies with the broker or insurer.

What is the difference between a Certificate of Currency and a Certificate of Insurance?

In Australia they refer to the same thing — proof that a policy is current — but "Certificate of Currency" is the term used by Australian insurers, regulators and industry. "Certificate of Insurance / COI" is mainly US wording. COI Tracker uses Certificate of Currency for Australian businesses; the product is identical.

How long is a Certificate of Currency valid?

Most Certificates of Currency are issued for the policy period — commonly 12 months — and must be renewed when the policy renews. Because each contractor and policy type renews on its own date, COI Tracker tracks every expiry separately and reminds you 30, 14, and 7 days out.

Does COI Tracker check that the cover is valid?

No. COI Tracker organises Certificates of Currency and reminds you about their expiry dates — it does not verify coverage, assess adequacy, or provide insurance or legal advice. Always confirm cover directly with the insurer or broker.

Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.

Ready to take vendor compliance off your plate?

3 vendors free, no credit card required. Upgrade only when you outgrow it.