Insurance certificate tracking · New Zealand

Contractor insurance tracking for New Zealand body corporates

Body corporates engage trades all year — cleaners, gardeners, lift, fire-protection and building-services contractors. Track every contractor’s Certificate of Insurance in one dashboard and get reminded before any policy lapses.

3 vendors free · Plans from NZ$49/mo · Billed in USD · No card needed

The job

Where this gets hard

The body corporate carries the exposure on common property

When a body corporate engages a contractor whose public liability has lapsed and something goes wrong on common property, the exposure flows back to the body corporate and its members. Holding current evidence of each contractor’s cover is part of managing that risk.

Unit Titles work means lots of small trades, lots of certificates

A single building cycles through cleaners, gardeners, lift, fire and building-services contractors — each with their own Certificate of Insurance on its own renewal date. Across a portfolio of buildings it’s unmanageable by inbox.

Owners and committees expect proof on request

When an owner or the committee asks whether every contractor is covered, “it’s somewhere in my email” isn’t an answer. COI Tracker keeps every current certificate one click away, filterable by building.

Typical vendors nz body corporate track

Examples we see in this dashboard

  • Cleaners & gardeners
  • Lift & fire-protection contractors
  • Plumbers, electricians & building services

How COI Tracker handles it

  1. 1Add each vendor with name, email, certificate type, and expiry date — or bulk-import a spreadsheet on Growth+.
  2. 2Upload the certificate PDF on each row. Files are stored privately and surfaced through short-lived signed URLs.
  3. 3Get reminders 30, 14, and 7 days before each expiry. Click “Request Update” to ping the vendor for the new cert.
Try it with your first 3 vendors free

FAQ — NZ body corporate

How do New Zealand body corporate managers track contractor insurance?

The practical way is one dashboard with every contractor a body corporate engages, each tagged with their public liability Certificate of Insurance and its expiry date, plus automatic reminders before renewal. COI Tracker replaces the body-corporate spreadsheet — it tracks and reminds, it does not verify cover.

Can I manage contractors across multiple bodies corporate or buildings?

Yes — add the building or body-corporate name to each contractor and filter the dashboard by it. Growth adds CSV import so you can bulk-load an existing register, and Pro adds team members so each property manager can maintain their own buildings.

What insurance do body corporate contractors usually need to show?

Most bodies corporate require contractors to hold public liability cover — commonly NZ$2m to NZ$10m depending on the work — plus professional indemnity for design or consulting trades. There’s no workers compensation in New Zealand (ACC covers work injury), so that’s not a certificate you’ll track. Confirm specific requirements with your body-corporate insurer or broker.

Does this work for residential and mixed-use unit title developments?

Yes — any body corporate under the Unit Titles Act 2010 uses the same workflow, whether residential, commercial or mixed-use. Add each contractor, record the Certificate of Insurance type and expiry, and reminders fire automatically before it lapses.

Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.

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