Stop chasing contractors for their Certificate of Insurance — or Certificate of Currency — by email. Track every certificate’s expiry in one dashboard and get reminded automatically, so a lapsed policy never slips through before a job starts.
3 vendors free · Plans from NZ$49/mo · Billed in USD · No card needed
The job
If a contractor’s public liability cover has lapsed and something goes wrong on site, your duty under the Health and Safety at Work Act 2015 doesn’t disappear — and the liability gap is yours. Automated expiry reminders close that gap before work begins.
Public liability, statutory liability, professional indemnity, product liability — each Certificate of Insurance renews separately, usually annually, on a different date. Tracking them across a contractor list in a spreadsheet is exactly where things get missed.
Most councils and main contractors require a current certificate — often NZ$1m to NZ$5m of public liability — before they’ll let a contractor on site. COI Tracker keeps each one current and one click away.
Typical vendors nz certificate of insurance track
Both — New Zealand insurers and brokers use the terms interchangeably. Some (such as Vero and Tower) issue a “Certificate of Insurance”; others (such as Marsh and AA) call the same document a “Certificate of Currency”. Either way it’s proof that a policy is current. COI Tracker tracks the expiry date whatever your insurer calls it.
There’s no private workers compensation in New Zealand — work injuries are covered by ACC, the government no-fault scheme funded by levies, so there’s no workers-comp certificate to track. The certificates worth tracking are public liability, statutory liability, professional indemnity and product liability. COI Tracker stores each type with its own expiry date.
Under HSWA 2015 a PCBU (person conducting a business or undertaking) that engages contractors shares overlapping duties and is expected to manage its contracting chain — and WorkSafe NZ treats verifying that contractors are properly insured as part of sound contractor management. COI Tracker keeps current evidence of each contractor’s cover on file. It supports your records; it does not discharge your HSWA duty or verify the cover itself.
No. COI Tracker organises Certificates of Insurance and reminds you about their expiry dates — it does not verify coverage, assess adequacy, or provide insurance or legal advice. Always confirm cover directly with the insurer or broker.
Not legal or insurance advice. Verify your specific contract and policy requirements with a licensed broker or attorney.
Go deeper
Checklist
12 items every auditor checks — what to fix before yours does.
Diagnostic
Four breaking points that tell you it’s time to switch.
Free download
14 fields, status formulas, conditional formatting. Email-gated.
Same product, different industries.
3 vendors free, no credit card required. Upgrade only when you outgrow it.